DATAI, Most Innovative AI Award, arrives in Asia, from Morocco, Dubai

Most Innovative Woman of the Year by Gawad Pilipino Awards, Amira Mawloud, from the nobility of Marrakesh, Morocco, joins forces with Dubai-based businessman Aasish Pai to bring Artificial Intelligence (AI) at the heart of marketing. Their new software system is a welcome development in the art, hospitality and technology sectors. The tech duo was hosted by AsiaTV studios for a series of business and philanthropy meetings, in collaboration with Philippine Blockchain Council.

Amira’s contributions to the field of Artificial Intelligence did not go unnoticed as a young woman in the highly competitive tech world. With her post-graduate academic background and international work experiences in marketing, she learned to program by herself, in order to create a new product that services specific clientele’s needs.

She was recently honored as the Most Outstanding Woman in AI by Gawad Pilipino, a recognition that attests to her achievements as a strong co-founder of DATAI, alongside Aasish Pai’s decades of experience in the tech hub of Dubai. Pai is a distinguished entrepreneur and serves as the Director of Pai Group of Companies based in Dubai. With an illustrious career, he has assumed key roles as the Director of New Generation Imaging, Altech International FZCO, and PrintX. He has also contributed to the growth of various enterprises under his guidance. Both of them share a commitment to corporate social responsibility through pledging support for the Asia Africa Art Academy.

From servicing the marketing needs of hotels, and other like-minded companies, to the global education of artists, DATAI stands at the forefront of innovation, leveraging cutting-edge technology to redefine marketing dynamics. The company’s focus on harnessing the power of Artificial Intelligence sets the stage for groundbreaking solutions that transcend traditional marketing. At the heart of DATAI’s philosophy is a relentless pursuit of results. By analyzing data, adapting content, and enhancing customer experiences, DATAI maximizes conversions, creating robust and lasting connections between brands and audiences. DATAI doesn’t merely provide services; it forges enduring partnerships.

In a dynamic series of engagements and strategic encounters, the DATAI team, managed by Regine Guevara, embarked on a  partnerships and media tour around the country from January 15 to 21. Potential partners have included top players in the hospitality as well as Philippine Blockchain Council members Chezka Gonzales and Bryan Poe Llamanzares. The art foundation also featured the works of Gallery 38 artists from Marrakesh, among others, which explored tech-powered art residencies with the likes of Benilde School of Arts, Bonifacio Arts Center, Ikebana Manila, and Leon Gallery.

This year, the Philippines celebrates the golden anniversary of diplomatic relations with the Kingdom of Morocco, an exhibition is underway to promote environmental sustainability.

Amira Mawloud and Aasish Pai’s journey is a testament to their multifaceted talents, from excelling in the corporate world to making meaningful contributions in technology and philanthropy. As a trailblazers in their field, Amira and Aasish continue to inspire others through their  commitment to global citizenship.

For more information about DATAI, contact manager or

#DATAI #AmiraMawloud #AasishPai #rubyspreciousmoments #rubyasoyph


RCBC’s digital app records 290% spike in downloads during holiday season

Multi-awarded and leading digital challenger bank Rizal Commercial Banking Corporation (RCBC) recorded a 290% growth in downloads of its newly launched one-stop-shop RCBC Pulz app.

RCBC announced its offering of zero bank transfer fees for InstaPay transactions below Php 1,000 on its digital banking app RCBC Pulz until January 31, 2024, resulting in a 35% increase in transaction volume and 33% surge in transaction value versus the same period a year ago. Its social media campaign generated over 8 million views and 17 million impressions in less than a week.

In addition, the bank also launched a promo giveaway of three (3) iPhone 15 devices to those who opened RCBC Pulz accounts from December 10, 2023 to January 10, 2024. RCBC also simplified its digital account opening in minutes which only required one government I.D. and a smartphone.

RCBC President and CEO Eugene S. Acevedo said that the Christmas promo was the bank’s way of expressing its gratitude to Filipinos who have embraced digital banking and included RCBC’s solutions into their everyday lives. He added that the promo was also in-line with the BSP’s vision of integrating digital banking into the mainstream Filipino lifestyle.

“RCBC kicked off this festive season by presenting our customers with this significant treat – free bank transfers. Recognizing that bank transfer fees can be an additional expense in our fast-paced digital lifestyles, it is fitting for a pioneering digital bank to make these transactions free, encouraging all Filipinos to digitize the tradition of gift giving this holiday season,” said Acevedo.

To increase their chances of winning, RCBC Pulz users should actively use their accounts during the promotion period, engaging in cashless withdrawals, bank transfers, deposits, foreign currency exchange, bill payments, e-loading, and more. Filipinos abroad during the holidays can also participate by opening an RCBC Pulz Account with their international number. Three lucky winners will be selected to receive an iPhone 15 through an online raffle draw on January 24, 2024.

“Our holiday offer is in line with the Philippines’ vision of making retail payments digital. Since the BSP launched the Digital Payments Transformation Roadmap, RCBC has been a reliable and steadfast partner in scaling digital channels and payment systems to make retail payments in digital platforms lucrative, safe, and hassle-free to all Filipinos. This promo is another significant step to ramp-up our collective efforts to instill the digital way of banking into the social fabric of Filipino life,” said RCBC executive vice president and chief innovation and inclusion officer Lito Villanueva.

RCBC has emerged as the fastest-growing bank in the country, leaping from eighth position in 2018 to fifth in 2022 among the Philippines’ largest privately-owned banks in terms of assets. The bank has received numerous global, regional and national accolades, including being named the Philippines’ Best Bank for Digital by Asiamoney for four consecutive years, receiving the Eye on Innovation Award by Gartner, and being honored as the Grand Champion for Digital Payments and Financial Inclusion by the Bankers Institute of the Philippines. RCBC also claimed the top spot in the Philippine Best Customer Service 2023 survey conducted by the Philippine Daily Inquirer and global research firm Statista. It also launched RCBC Boz to digitally enable and empower micro, small and medium enterprises.

#RCBCPulz #rubyspreciousmoments #rubyasoyph

Fintech Alliance PH Kickstarts ‘Bagong Pilipinas Country Pavilion’ for Singapore Fintech Festival

Bonifacio Global City, Taguig, Philippines – In a groundbreaking move set to redefine the future of fintech in the Philippines, Fintech Alliance PH, the nation’s first and largest digital industry organization of startups and unicorns, is proud to announce the staging of the Philippines’ first and largest country pavilion called the “Bagong Pilipinas: The Philippine Country Pavilion” at the Singapore FinTech Festival during the Industry Collaboration Media Kick Off on October 17, 2023, 10:00 AM, at the Ascott BGC in Bonifacio Global City, Taguig.

With this event, Fintech Alliance PH aims to set the stage for the Philippines’ significant presence at the upcoming Singapore FinTech Festival (SFF), scheduled for November 15 to 17 at the Singapore EXPO, Singapore City. SFF is known as the world’s largest fintech gathering, bringing together over 70,000 participants from 135 countries.

The Industry Collaboration and Media Kick Off event features a distinguished lineup of attendees, including key government executives, regulators, and representatives from both the public and private sectors. The gathering serves as a prelude to the Philippines’ significant participation at the SFF, representing a collaborative effort between various government agencies, including the Office of the President, Department of Finance, Bangko Sentral ng Pilipinas, National Economic Development Authority, Department of Information and Communications Technology, Department of Trade and Industry, Securities and Exchange Commission, Board of Investments, and Credit Information Corporation.

Hon. Benjamin E. Diokno, Secretary of the Department of Finance, lauded the private sector’s efforts to join the government’s mission in unlocking the Philippines’ full economic potential.

“I commend the Fintech Alliance for mounting the Bagong Pilipinas Country Pavilion. This is an excellent opportunity to showcase to the rest of the world the Philippines’s strong potential to become the next digital hotspot in the region and a world leader in the Fintech arena,” Diokno said.

“As government leaders and policymakers, it is our job to ensure that digital technologies do not become a weapon for exclusion, social instability, and unequal distribution of power and wealth. The success of digital transformation is not only measured by its ability to drive economic progress. It entails closing the digital gap and ensuring that the gains from digitalization are broadly shared,” Diokno added.

Digital finance champion and founding chairman of Fintech Alliance.PH, Lito Villanueva, shared his enthusiasm for this historic occasion. “Bagong Pilipinas represents the innovation and dynamism of the Philippine fintech industry. We are excited to bring our achievements to a global stage at the Singapore FinTech Festival, showcasing the Philippines as a hub of fintech excellence,” Villanueva said.

The FinTech Alliance initiative is co-presented by the Digital Banks Association of the Philippines with its members Overseas Filipino Bank, Tonik Bank, UNO Digital Bank, Maya Bank, Union Digital Bank, and GoTyme. Other key sponsors include the Land Bank of the Philippines, Finscore, KPMG, PLDT,  Bayad Center, International Finance Corporation of the World Bank Group, Development Bank of the Philippines, Tala and Home Credit, among others.

About Fintech Alliance.PH

FinTech Alliance.PH, the Philippines’ premier and largest digital and fintech association, is composed of startups and unicorns that account for over 95 percent of digital-initiated transactions volume in the country. For more information, visit

#SingaporeFintechFestival #FintechAlliancePH #rubyspreciousmoments #rubyasoyph



Beko launches game-changing technologies at IFA

Leading European appliance brand Beko has conveyed their commitment to offering sustainable products at the IFA technology conference this year as part of the company’s goal to further advocate for sustainable living.

EnergySpin Technology

During the conference, Beko Global Chief Marketing Officer Akın Garzanlı and Beko Global Chief Commercial Officer Ragıp Balcıoğlu introduced the “positive domino effect” philosophy which drives the company’s product strategy and technology innovation.

Beko’s EnergySpin technology reinvents traditional washing purposes by improving household habits. Rather than relying heavily on heat to dissolve detergent and eliminate stains, EnergySpin technology releases the detergent upfront.

EnergySpin harnesses the power of faster-than-usual drum speeds to elevate the pace at which the detergent dissolves. These unique drum movements eliminate the need for excessive heat generation during the wash, resulting in up to 35% less energy consumption than conventional machines while maintaining high-quality cleaning performance.

Beko’s EnergySpin Technology is part of the company’s broader commitment to environmental sustainability. Beko is dedicated to achieving its sustainability goals and contributing to a more eco-friendly future. In an effort to facilitate greater efficiency, Beko’s EnergySpin solution removes choice from the equation and integrates energy saving into the appliances’ most used settings with consumers. This means energy efficiency is now delivered as standard across our most popular wash cycles in addition to “Eco Program”: “Cottons,” “Synthetics,” “Quick,” “Delicates,” “Mix,” “20°C program,” and “ColdWash” program.”

Akın Garzanlı, Beko Global Chief Marketing Officer, said: “Beko’s EnergySpin is a gamechanger technology that stands out in the industry. Beko’s mission is to promote sustainable lives in every household and we aim to ensure that our products last for an extended period before requiring replacement. Through our technology, innovation, and business model, we strive to empower our customers to make meaningful and positive choices that ultimately result in a better state of mind.”

Anchored on the brand’s mission, Beko Philippines offers a variety of convenient and energy-saving laundry appliances to Filipino consumers that aims to help out Filipinos live a sustainable lifestyle.

The Good Domino Effect

To bring the ethos of the positive domino effect to life, Beko has created an interactive experience set to launch at IFA 2023. Designed to inform consumers of the potential of the positive domino effect, the experience, named DOMINO: The Little One, is a free-to-play video game that helps consumers understand the impact of their choices. Set in a fantasy world devastated by climate change, players can experience the impact of positive, incremental actions necessary to survive within the game.

DOMINO The Little One, is a free-to-play video game that helps consumers understand the impact of their choices.

The game will be available on Steam, App Store, and Google Play this winter. Beko’s EnergySpin will be on the market by the end of 2023.

For more information about Beko in the Philippines, go to or visit and


#Beko #LiveLikeAPro #HomeAppliances #IFA #Domino #rubyspreciousmoments #rubyasoyph

Globe brings customers closer to their dreams in month-long 917 G Day celebration

Globe, the mobile leader and top digital solutions provider in the Philippines redefines customer appreciation with its annual G Day celebration. The telco-turned-techco is thanking its customers for their loyalty by bringing together life-enabling tools and rewards in line with its mission to uplift the lives of Filipinos.

Stretching beyond the iconic date of September 17 (09/17) or 0917, which represents Globe’s iconic mobile number prefix, this month-long celebration promises to bring Filipinos closer to their dreams with digital innovations and next-gen tech experiences.

“Through G Day, we hope to help our customers get closer to their dreams through innovative, life-enabling digital solutions, powered by reliable connectivity. We’re going bigger in terms of engaging our customers and making them feel valued,” said Jerome Patalud, Head of Globe Rewards.

Globe is also committed to using the G Day platform to reiterate its message of environmental sustainability. Throughout its G Day events and activities, Globe is championing sustainability by encouraging customers to observe eco-friendly and socially-conscious practices through small acts – from proper waste disposal, avoiding the use of single-use plastics, to using sustainable transport through the use of Globe’s electric vehicle shuttles to and from event venues, or via carpooling.

Customers are also encouraged to support advocacies such as the Hapag Movement, the Globe-led initiative that aims to address involuntary hunger through supplemental feeding and livelihood training.

Here’s how Globe is going to help make customers’ dreams come true every day this September:

  • G Chance The Raffle (September 1-30)

Globe customers can use their Rewards points to redeem raffle entries via the GlobeOne App for the chance to win experiences that money can’t buy. For as low as 1 Globe Rewards point, customers have the power to choose a raffle category. Up for grabs in this year’s G Chance the Raffle are prizes that champion clean transport like a new e-powered vehicle or Gogoro Smartscooters; intelligent home enablement through Globe At Home technologies; vacacion en grande with Globe Roaming packages to Japan, Hong Kong and Singapore in partnership with ANA and Klook, plus trips to Davao and Coron with the Discovery Hotels Group.

G Chance the Raffle can also kick-start online businesses and equip aspiring vloggers, giving them a chance to learn the ropes from industry leaders such as YouTube, Meta, and TikTok. Winners will also get access to premium subscriptions such as the RUSH Spark Lite e-Store Platform and Canva Pro, along with the tools they’ll need in  their creator or business owner journey. Techies can win the latest intelligent gadgets, and for shopaholics, Globe is giving away a shopping spree at Puregold, GCash prizes and more.

Customers can redeem entries until September 30, 2023.

  • G Music Fest (September 16)

G Music Fest, now in its fourth year, is making an even bigger comeback as a Music and Creator Festival.

With a focus on celebrating local talent, this year will feature an all-Pinoy lineup from OPM OGs to young emerging performers through partnerships with Warner Music and Sony Music. Attendees from all generations will get to vibe with Urbandub, December Avenue, Lola Amour, Dilaw, PLAYERTWO, Paul Pablo, Sugarcane, The Itchyworms, Mayonnaise, Ace Banzuelo, Nobita, Munimuni and Syd Hartha at Circuit Grounds in Makati. Event goers can also hang out at the DJ lounge sponsored by MYX Global.

Beyond inspiration through music, the festival’s Creator Hub will encourage self-expression, learning and creativity through various art and community building activities such as live murals and painting with Drip Splash and Paint It Fun.

Attendees can expect a wide variety of food choices on-ground through handpicked food concessionaires: Better than Ice Cream (BTIC), Kurimu, Pocofino, Jamba Juice, Pancake House, Yellow Cab, Pickup Coffee, Shakeys, Potato Corner,  Army Navy. Alcoholic beverages will also be served through official alco partners – Coca Cola, and San Miguel Brewery.

Other key festival partners include Philippine Airlines, the official airline partner, Zing, KonsultaMD, GCash, Parlon, Klook, and PetPal.

G Music Fest will also encourage customers to practice sustainability throughout the event, from limiting the use of single-use plastics among concessionaires, to encouraging BYO (Bring Your Own) water bottles among customers and providing water refilling stations sponsored by Klean Kanteen. Through a partnership with the Waste and Resources Management Inc (WARM), water efficient portalets will be deployed on ground, and manned waste bins will ensure proper waste segregation.

Attendees can also enjoy sustainable transport to and from the venue through electric vehicles provided by GET EV official shuttle partner, with pickup points at Alabang Town Center, One Ayala, and TriNoMa.

  • G Creator Con (September 17)

G Creator Con aims to unlock the creative potential of each Filipino in the music, content, design and technology space. The event, to be held simultaneously at The Globe Tower, BGC Amphitheater, and Globe Creator House, transforms BGC into an Art & Tech City powered by Globe. It serves as a springboard for Globe’s Creator Culture, a long-term program combining thought-leadership, creative tech experiences and rewarding opportunities through creator project grants.

Creator Talks will feature speakers from Meta, YouTube, DTI Design Center, Myx, Social Media Marketing PH, Bitskwela, and creative thought-leaders Nadine Lustre, Mela Habijan, Pat Tinguy, Eva Le Queen, Pio Dumayas of Lola Amour as panelists! While fun and interactive activities from KROMA Entertainment, NABU, Kumu, Samsung and JobStreet will be in BGC Amphitheater, aspiring creators can have cinematic headshots taken at the Globe Creator House. To top it all off, music creators GNY, Carissa and Clara Benin will close the con on a sweet note.

Passes to the Creator Talks and Speed Mentorship can be redeemed with Rewards points via the GlobeONE app. G Creator Con is also part of the Philippine Creative Industries Month, a celebration of Filipino creativity for the whole month of September.

For more information on the different activities, visit the G Creator Con page.

  • G Fair (September 23-24)

To be held the following weekend also at the BGC Amphitheater, the art and tech pop-up market G Fair will showcase Filipino entrepreneurs and artists. With curated micro, small, and medium-size enterprises (MSMEs) and artists from MoCAF (Modern and Contemporary Art Festival), the bazaar offers a blend of homegrown businesses and art. The fair champions businesses with varied causes and backgrounds such as sustainability advocates (Lana, Sewn Sandals & MAGWAI), social entrepreneurs promoting the work of Filipino artisans (Tahanan Pottery & Habi Lifestyle), and regional businesses (Baguio’s Rebel Bakehouse). On top of this, customers will have access to the finest art galleries that feature emerging Filipino artists in partnership with MoCAF. Discover Filipino ingenuity from eight participating galleries: MoCAF Discoveries, R Gallery, Art Toys, Rojo Gallery, Village Art Gallery, Art For Space, Galerie Francesca Emporium and Cartellino.

Customers can pre-order online a few days before the event. On G Fair weekend, they will get to immerse in digital solutions that Globe Business offers, engage in interactive art activities, and win exciting raffle prizes.

  •  G Battle Zone: G Legends Cup and REV Major (September 23-30)

 Gaming enthusiasts can participate in an online nationwide Mobile Legends tournament, the G Legends Cup. Winners will receive cash prizes and a chance to meet, greet, and even scrim with Globe’s main gaming ambassador Blacklist International.

Gamers may also join the Philippines’ largest fighting game tournament, REV Major 2023, to be held at the SMX Convention Center on September 30 and October 1. Here, the best of Pinoy gamers will play against international fighting game esports athletes. Attendees can also enjoy exclusive giveaways from Globe’s partners such as  GrabCar, Move It, and Foodpanda.

With the entire month packed with various events and offerings, Globe aims to give its customers memorable and rewarding experiences that can help bring their aspirations to life.

“G Day is all about celebrating our most-valued customers for staying with Globe throughout the years. With tech capabilities and digital solutions, our G Day celebration this year aims to make our customers feel that with Globe, they have a partner in making their dreams come true,” Patalud said.

For more information on the G Day events and how to participate, download and explore the GlobeOne app or visit


#GDayEveryday #Globe #rubyspreciousmoments #rubyasoyph



6 tips to make the best of your mobile data

Over the years, mobile data has truly become essential in the daily lives of Filipinos. Many rely on their phone’s mobile data connection for work, education, livelihood, and entertainment. In this era of countless apps and data-heavy activities, understanding your data consumption can empower you to save and maximize your usage.

  • Choose the best data promo

Globe has the best data promos for your needs, regardless of your budget. If you are budget-conscious and want to make the best of your data for streaming, learning, earning and other activities, try Go50 with 5GB data for all sites and unlimited all-net texts for P50, valid for 3 days. If you’re willing to splurge a bit more, go for Super Xclusive Go+99 with up to 10GB for all sites, 8GB for your choice of apps, and unlimited all-net texts for P99, valid for up to 8 days. Both promos are available on the GlobeOne app.

  • Check how you use your mobile data

Data usage is largely behavioral. If you are a heavy streamer, whether it be videos, music, or games, your data consumption will inevitably be higher than a recreational or casual user. Make sure you keep yourself in check when browsing.

  • Be conscious of usage while video-streaming

High-resolution videos in applications may lead to more data consumed. The higher the quality of the video, the more data it would likely require. Make sure to adjust the video quality in apps like Facebook, YouTube, Netflix, Tiktok, and Zoom to conserve data. To get a sulit deal for streaming sites, you can register to Go+99 with GoWATCH to get 8GB for all sites, plus 8GB for video apps, and unlimited all-net texts, valid for 7 days.

  • Control app updates

Automatic app updates and other app activities may consume a significant amount of data. Turn on your phone’s Low Data Mode (Android) or Data Saver (iOS) to stop automatic app updates and other activities from using your mobile data.

  • Know your data limit

Keep in mind that it’s possible to exhaust all your data before the end of your promo period depending on usage. Some customers might think that their data, such as 5GB under Go50 on GlobeOne, will last for 3 days, and are surprised when it gets fully consumed before the validity ends. You may keep track of your data usage using the GlobeOne app.

  • Know where to get help

If you have concerns about data, you may access GlobeOne app and go to the Help section. GlobeOne is your digital life companion.

“Putting our customers first, we recognize the importance of every megabyte of data, and more so, the value of the money they spend on it. We believe every byte matters! Actively listening to their browsing experiences forms a vital part of our service improvement. We hope that this information serves as a valuable tool for our customers, enabling them to make the most out of their data without any worries,” said Aileen Burgos, head of Customer Experience.

Stay connected, stay informed, and enjoy your browsing experience with Globe and TM! Visit to know more.


#mobiledata #Globe #rubyspreciousmoments #rubyasoyph

INDX3 Summit 2023:  Pioneering the Future of the Digital Economy with FinTech Alliance.PH

MANILA, Philippines – The highly-anticipated INDX3 Summit, an annual gathering of the country’s forward-thinking fintech industry leaders, is set to take place on August 7 to 8, 2023 at Shangri-La The Fort, Taguig City.

Themed “Creating What’s Next In Digital: Dare-Drive-Defy”, the summit promises to be a monumental convergence of expertise and insights with the digital industry’s shakers and movers including regulators and policymakers, leaving a lasting impact on the industry.

The INDX Summit has gained recognition for shedding light on the remarkable growth and progress of the FinTech industry, both in Southeast Asia and globally. The event is in collaboration with esteemed partners, including the Department of Finance, Bangko ng Sentral ng Pilipinas, Securities and Exchange Commission, Insurance Commission, Department of Information and Communications Technology, Department of Trade and Industry, Credit Information Corporation, National Privacy Commission, and Anti-Money Laundering Council. In addition, global partners such as Mastercard, Singapore Fintech Association, Korea FinTech Industry Association, ASEAN Innovation Business Platform, Gorriceta Law, GCash, Finscore, S&P Global, Brankas, Netcore, and InvestHK are supporting the annual event.

The INDX3 Summit 2023 will focus on fostering the country’s thriving digital economy within the FinTech sector by bridging the gap between customers and advanced technological innovations. It will explore the vital role of emerging discoveries in driving transformative progress in today’s digital economy. Moreover, the summit will delve into the safe, convenient, and efficient utilization of digital innovations and assets by industry players while helping consumers adapt to the rapidly-growing digital transformation era.

Taking the lead in this groundbreaking event is Fintech Alliance. Ph, the country’s largest collaboration of strategic digital finance players and start-ups, is collectively responsible for over 90 percent of fintech-initiated financial transactions volume. Fintech Alliance. Ph aims to reshape the Philippines’ digital economy by building and expanding a sustainable digital financial ecosystem, with a focus on benefiting every Filipino, especially the underprivileged. Recently, Fintech Alliance. Ph launched the country’s first nationwide, multi-stakeholder, industry-led consumer education and cybersecurity awareness campaign in partnership with Bangko Sentral ng Pilipinas, dubbed #WagMagpalokoMagingScamAlerto.

“This highly-awaited gathering of the Philippines’ top visionaries, thought leaders, industry figures, and trailblazers signifies the immense power of collaboration and the historic progress we have made and continue to make in the fintech industry,” said Lito Villanueva, founding chairman of FinTech Alliance PH. He added, “The past three years for the fintech industry have been challenging, but we’ve come out of it stronger, better, and more determined than ever to celebrate our successes and pursue our goals for the digital transformation and betterment of our nation.”

To register for the INDX3 Summit or become a Fintech Alliance member and enjoy exclusive benefits, interested individuals can visit:


About Fintech Alliance. PH

 FinTech Alliance.PH, the Philippines’ premier and largest digital and fintech association, is composed of startups and unicorns that account for over 90 percent of digital-initiated transaction volume in the country. It has published the first Taxonomy of FinTech in the Philippines and institutionalized ASEAN’s pioneering industry-led Code of Conduct and Code of Ethics.  For more information, visit


Featured photo: (Left to right):  Mags Fetalino III Entrepreneur in Residence of UBX Philippines, Edison Tsai Executive Director of SeedIn Technology Inc., Atty. Mark Gorriceta Managing Partner of Gorriceta Africa Cauton & Saavedra, Zdenek Jankovsky Executive Director of Home Credit, Lito Villanueva Executive Vice President and Chief Innovation and Inclusion Officer for RCBC, Ida Tiongson CEO, Opal Portfolio Investments Inc. and Director of Prulife Uk Ph, Martha Borja Country Head of Grab, Angelo Madrid Maya Bank President, Arianne Ferrer External Affairs Director of Tala Financing.


#FintechAlliancePH #INDX3Summit #rubyspreciousmoments #rubyasoyph

RCBC powers up digital banking with Pulz app

RCBC Pulz is an all-in-one banking app that ensures a convenient, effortless banking experience.

Yuchengco-led Rizal Commercial Banking Corporation (RCBC) has announced the launch of its cutting-edge digital banking platform, RCBC Pulz, designed to power up users’ financial vitality through its unparalleled features, speed, and efficiency. With state-of-the-art technology and hyper-personalized interactions, RCBC Pulz transcends the boundaries of traditional banking, embodying RCBC’s commitment to meeting the ever-changing preferences of its valued customers.

RCBC Pulz pulsates with the users’ wants and needs, capturing the essence of the dynamic financial space and propelling RCBC customers towards achieving their financial goals.

Designed with contemporary global experiences in mind, the app offers ultra-digital features, supported by an artificial intelligence-based cross-selling and upselling process that prioritizes customer lifecycle value. Embracing the promise of boundless possibilities, the app is set to transform the landscape of Philippine digital banking, providing boundless access, services, opportunities, and experiences – all fortified by comprehensive protection.

RCBC Pulz is an all-in-one banking app that ensures a convenient, effortless banking experience. One of its standout features is its strong focus on security, utilizing advanced technology and multiple security checks for safe financial transactions. RCBC Pulz also allows customers to open an account anytime, anywhere, without a minimum balance requirement. Customers can easily perform various banking tasks, such as depositing or withdrawing money using QR codes or reference numbers, depositing local checks just by taking a photo, and directly transferring funds locally or abroad, with the pioneering digital concierge service.

RCBC Pulz also goes beyond banking by offering lifestyle-enhancing features. Customers can pay bills, convert purchases into installments, load up their telco SIM and gaming wallets, make toll payments effortlessly, buy and sell of up to six foreign currencies in real time such as US Dollars, HongKong Dollars, Euro, British Pounds, Japanese Yen, and Singapore Dollars. The app also has a dedicated section for financial literacy information and on top of it all, Filipinos can now manage or place new investments through the country’s first digital, in-app unit investment trust fund or UITF.

“We are relentless in pioneering and scaling digital solutions to empower more Filipinos. We have developed our most advanced banking app to date. Packed with superior and enhanced features, RCBC’s newest digital banking app is designed to further make banking easier, faster and safer,” said RCBC President and Chief Executive Officer Eugene S. Acevedo.

RCBC Executive Vice President and Chief Innovation and Inclusion Officer Lito Villanueva calls the launch as a pivotal point in the country’ digital journey as customers will enjoy a wide and secure variety of financial solutions that will only be one tap away.

“We’re proud to share with you RCBC Pulz, the fruition of harnessing a transformational mindset and limitless possibilities  Staying true to RCBC’s goal of empowering  Filipinos, we unveil a hyper-personalized digital platform. For what remains a probability for others, we have made it into reality, and its potential is truly boundless,” Villanueva said.

RCBC hosted the launch event on July 18 at the Marquis Events Place in Bonifacio Global City. Themed #Boundless, the event unveiled RCBC’s groundbreaking RCBC Pulz digital banking solution, empowering individuals like never before by providing limitless options as they navigate their personal financial journeys. The event is made possible by the invaluable support of Visa, IDfy, Nextbank, Netcore, Almond Tech, Emudhra, and BlueVoyant, who all share RCBC’s commitment to digital innovation and customer-centric solutions. RCBC Pulz digital banking app will be available for download starting August 8, 2023.

One of the highlights of the event was the “One YGC” segment, a manifestation of support by the Yuchengco Group of Companies led by Helen Yuchengco Dee, Chairperson of RCBC and YGC; Eugene S. Acevedo, President and CEO of RCBC; Paolo Y. Abaya, President and CEO of Malayan Insurance; Richard S. Lim, President and CEO of SunLife Grepa; Arniel Ong, President and CEO of RCBC Credit Cards; Dr. Dodjie Maestrecampo, President of Mapua University; Lorenzo V. Tan, Vice Chairman of House of Investments. The strong act of solidarity espouses YGC’s overarching goal – the power of synergy and a unified desire to be boundless in being the country’s agents for digital transformation. The conglomerate-wide digital collaboration was established since 2018 with its signed data sharing agreement.

In 2022, RCBC Digital, the predecessor of RCBC Pulz, posted a 60% growth in revenue, 27% increase in account opening, 32% surge in transaction volume, and a 44% jump in transaction value. RCBC is also one of the most awarded banks for its digital innovations,  including a three-peat win as Asiamoney’s Best Bank for Digital. RCBC prides itself to be the only Philippine bank recognized among the three winners in Asia Pacific by the Gartner Eye on Innovation award alongside global giants and innovators in financial services; the first and only Philippine bank to have received YouTube’s Challenger Award; and the Grand Champion for Digital Payments and Financial Inclusion by the Bankers Institute of the Philippines, among more than 80 global and regional accolades during the pandemic period.

With the launch of the new RCBC Pulz, RCBC once again leads the digital banking revolution in the Philippines, cementing its position as the country’s undisputed #1 digital challenger bank. It is now the Philippines’ 5th largest privately-owned universal bank from 8th in 2018 that breached the P1-Trillion asset mark by the end of June 2022 despite the COVID-19 pandemic. RCBC remains steadfast in its pursuit of driving innovation, empowering customers, and spearheading transformative change within the banking industry.

#RCBCPulz #RCBC #digitalbanking #rubyspreciousmoments #rubyasoyph

FinTech Alliance.PH to chart the course of digital economy in INDX3 Summit

MANILA, Philippines – INDX3 Summit, the highly-anticipated, annual gathering of the country’s top forward-thinking leaders from the fintech industry, is gearing up for its third edition, happening on August 7 to 8, 2023 at Shangri-La The Fort, Taguig City.

This year’s Inclusion and Digital Transformation (INDX) Summit will focus on “Creating What’s Next In Digital,” as today’s esteemed industry figureheads discuss how to “Dare, Drive, and Defy.” The theme for 2023, “Navigate the Digital Economy and Witness Emerging Discoveries,” will see a momentous convergence of expertise and insights that will leave behind a monumental and impactful legacy in the industry for years to come.

The INDX Summit is celebrated for shining a spotlight on the astounding growth and significant progress of the FinTech industry, not only in Southeast Asia, but globally. The event is in collaboration with cherished partners Department of Finance, Bangko ng Sentral ng Pilipinas, Securities and Exchange Commission, Insurance Commission, Department of Information and Communications Technology, Department of Trade and Industry, Credit Information Corporation, National Privacy Commission, and Anti-Money Laundering Council. Global partners such as Mastercard, Singapore Fintech Association, Gorriceta, Cash, S&P Global, Brankas, Netcore, and InvestHK will be present as well.

This year’s INDX3 Summit is fully focused on fostering the country’s thriving digital economy under the rich FinTech sector by bridging the gap between the customer and advanced technological innovations, recognizing the crucial role emerging discoveries play in driving transformative progress in today’s digital economy. The summit will further delve into how industry players can utilize digital innovations and assets more safely, conveniently, and efficiently while helping consumers adapt to the rapidly-growing digital transformation era.

Fintech Alliance.Ph is spearheading the groundbreaking event. It is the country’s largest collaboration of strategic digital finance players and start-ups that collectively generated over 90 percent of fintech-initiated financial transactions volume. Fintech Alliance.Ph is working to reshape the Philippines’ digital economy – building and expanding a sustainable digital financial ecosystem, where every Filipino, especially the underprivileged, benefits from it. Fintech Alliance.Ph also recently launched the country’s first nationwide, multi-stakeholder, industry-led consumer education and cybersecurity awareness campaign with Bangko Sentral ng Pilipinas dubbed #WagMagpalokoMagingScamAlerto.

Fintech Alliance.Ph is led by Lito Villanueva as Founding Chairman since its inception in 2017. As the Philippines’ award-winning and leading thought leader in inclusive digital finance, Lito Villanueva has accumulated over 100 accolades in the past 25 years, as multiple organizations continue to recognize his life-changing contributions to the developmental and digital finance sphere in the country and abroad. Among these include being named as the 2022 Global Filipino Executive of the Year Circle of Excellence by the Asia CEO Awards, Chief Innovation Officer of the Year by Financial Times-owned “The Banker,” and Mr. Fintech of the Philippines by NewsBiz Asia. He is also among the Top 100 Fintech Leaders in Asia and Top 100 Filipinos in LinkedIn.

“This highly-awaited gathering of the Philippines’ top visionaries, thought leaders, industry figures, and trailblazers signifies the immense power of collaboration and the historic progress we have made and continue to make in the fintech industry,” said Lito Villanueva, Founding Chairman of FinTech Alliance.PH, and the Executive Vice President and Chief Innovation and Inclusion Officer of Rizal Commercial Banking Corporation (RCBC).

“The past three years for the fintech industry have been challenging, but we’ve come out of it stronger, better, and more determined than ever to celebrate our successes and pursue our goals for the digital transformation and betterment of our nation,” Villanueva added.

To register for the INDX3 Summit or become a Fintech Alliance member and enjoy exclusive benefits, visit:


About Fintech Alliance.PH

FinTech Alliance.PH, the Philippines’ premier and largest digital and fintech association, is composed of startups and unicorns that account for over 95 percent of digital-initiated transactions volume in the country.

For more information, visit


#INDX3 Summit  #FinTechAlliancePH #digital #fintech #rubyspreciousmoments #rubyasoyph

RCBC DiskarTech Bags the Infosys Finacle Innovation Global Award 2023

BENGALURU, INDIA – RCBC DiskarTech, the pioneering and award-winning financial inclusion mobile application of Rizal Commercial Banking Corporation (RCBC), won the prestigious Gold Award for Ecosystem-Led Innovation in the Infosys Finacle Innovation Awards 2023. This recognition solidifies RCBC DiskarTech’s position as a trailblazer in the global digital banking landscape.

With the theme “Inspiring Better Banking,” this year’s Infosys Finacle Innovation Awards had an impressive turnout of over 200 nominations from various banks worldwide spanning across ten distinct categories: Ecosystem-led Innovation, Product Innovation, Channel Innovation, Corporate Banking Innovation, Process Innovation, Maximizing Customer Engagement, Transformation Excellence, Modern Technologies-led Innovation, Business Model Innovation, and ESG-led Innovation.

Participants from leading banks worldwide underwent an intensive evaluation process, aimed at identifying the most transformative and impactful innovation initiatives within the industry. An expert jury comprising global banking and technology leaders evaluated the nominations based on Innovation Quotient, Benefit Quotient, and Complexity Quotient, to decide the winners. Financial institutions from across the world were recognized for actively pursuing innovative strategies to differentiate themselves and maintain a competitive edge in the banking industry.

The Ecosystem-Led Innovation award category recognizes banks that demonstrate commitment to enhancing customer experiences by leveraging their ecosystem partnerships to provide a comprehensive range of services beyond traditional banking. The award honors banks that go beyond their core banking services and actively collaborate with ecosystem partners to meet the diverse needs of their customers. The commendation goes to banks that consistently innovate, create enhanced value, and continuously introduce new offerings in order to attract, serve, engage, and retain customers in a highly competitive digital landscape.

RCBC DiskarTech’s exceptional achievements and groundbreaking contributions have set a new benchmark for innovation in the financial sector. As a key component of RCBC’s MoneyBela Barangayan or gassroots banking scaling physical-digital or phygital blended banking experience in geographically isolated, disadvantaged and conflict areas, RCBC DiskarTech boosted bank onboarding in Philippine rural areas by 210%, reached a total of 13,116 barangays or approximately 31% of the 42,000 total barangays nationwide, and enabled millions of unbanked and underserved Filipinos to open their first basic deposit accounts in just six months from its rollout last year.

RCBC DiskarTech also engaged micro, small, and medium enterprises (mSMEs) through its offshoot program, the RCBC NegosyanTech, which empowered sari-sari (mom-and-pop) store owners, family-owned establishments, and grassroots businesses to earn additional income and capital by facilitating digital transactions such as cash deposits and withdrawals, bank transfers, bills payments, e-loading, and availment of teleconsultation plans and microinsurance.

“RCBC is more inspired and motivated to continue harnessing the power of technology such as Finacle Solutions in realizing the vision of the Philippine government to make the country a truly digital nation. We remain steadfast in our commitment to deliver relevant, timely, and effective digital financial solutions to a wider group of Filipinos,” said Villanueva.

“As we approach a world dominated by tech and AI, and largely moved by the rise of the internet economy, RCBC believes it is more important than ever to maximize the use of technological solutions in creating an equitable, sustainable, and prosperous future,” added Villanueva.

Sanat Rao, Chief Business Officer & Global Head of Infosys Finacle, said “The banking sector is undergoing unprecedented change, requiring banks to continually respond to market demands with customer-centric innovations in a bid to maintain their competitiveness and relevance. The Infosys Finacle Innovation Awards 2023 celebrates banks that prioritize innovation-led digital transformation. The nominees and winners in the awards program exemplify the relentless pursuit of the participating banks in delivering enhanced value to their customers and stakeholders. I extend my warmest congratulations to all the recognized banks and wish them continued success in 2023 and beyond.”

 RCBC leaped from eighth position in 2018 to fifth by  end of 2022 among the Philippines’ largest privately-owned universal banks in terms of assets, making it one of the fastest growing banks in the country. Among its global and local recognitions include a three-peat award as the Philippines’ Best Bank for Digital by Asiamoney, back-to-back wins for Best Financial Inclusion App by The Asian Banker’s Financial Technology Innovations Awards, and the YouTube Challenger Award for its viral and out-of-the-box digital ad campaigns generating combined views of over 17 million. Just recently, RCBC was also hailed as Grand Champion for Digital Payments and Financial Inclusion by the Bankers Institute of the Philippines.

#RCBCDiskarTech #InfosysFinacleInnovationAward2023 #rubyspreciousmoments #rubyasoyph